Handbook · PAYMENT METHODS

Local payment methods

Cards alone underperform in most of the world. These articles map the local payment methods that drive the highest conversion and approval rates region by region — LATAM, Europe, Southeast Asia, MENA, Africa, and India — so the deposit page shows buyers the method they already use.

7 articles in this topic

PAYMENT METHODS

Local payment methods by region: a working reference

Cards work globally but aren't how most people prefer to pay. In many markets, local methods carry 40-60% of e-commerce volume. Here's what matters where.

3 min read · May 2026Read article

PAYMENT METHODS

Local payment methods in LATAM

Cards alone underperform across Latin America. PIX in Brazil, SPEI and OXXO in Mexico, PSE in Colombia, and installment payments are what move conversion and approval here.

2 min read · May 2026Read article

PAYMENT METHODS

Local payment methods in Europe

Europe is a patchwork of national bank-transfer methods. iDEAL in the Netherlands, Bancontact in Belgium, Blik in Poland, plus SEPA and open banking — each near-universal at home.

2 min read · May 2026Read article

PAYMENT METHODS

Local payment methods in Southeast Asia

Southeast Asia runs on e-wallets and QR-based instant transfers. GCash, GrabPay, QRIS, DuitNow, PromptPay — and they change country to country. Cards are a fallback, not the default.

3 min read · May 2026Read article

PAYMENT METHODS

Local payment methods in MENA

In the Gulf, domestic card schemes mada and KNET are mandatory, BNPL is expected, and Apple Pay is everywhere. Egypt runs on Fawry. Local rails decide whether MENA payments clear.

2 min read · May 2026Read article

PAYMENT METHODS

Local payment methods in Africa

Across most of Africa, mobile money beats cards. M-Pesa in the east, MTN and Airtel money in the west, instant EFT in South Africa. The right rail is regional.

3 min read · May 2026Read article

PAYMENT METHODS

Local payment methods in India

India runs on UPI — instant, free, and dominant. RuPay covers domestic cards, netbanking and bank rails fill the rest. International cards are a thin slice of how India pays.

2 min read · May 2026Read article

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