Approval rates, country by country
We track approval rates by country, issuer, card type and method, and see the moment a market slips.
Payment solutions & optimization for brokers, iGaming & prop firms. We find the revenue buried in your payments.
FinSet recovers lost revenue worth 7–9% of your top line. We optimize your payment setup 24/7, alongside your team, and find, negotiate and onboard new providers where your markets need them.
Illustrative
Higher approval rates. Lower costs. Every market.
- Providers in our network
- 120+
- Local payment methods integrated
- 300+
- Backup solutions per region
- 5x+
- Merchants
- 50+
You know how much your clients deposited. Do you know how much revenue you lost?
In your reports
- Deposits that came through
- Clients who deposited
Lost revenue
- Deposits that failed
- Clients who couldn't deposit
Failed deposits, plus clients who never tried because your checkout didn't offer their payment method.
Your reports show the first column. We work alongside your team on the second.
Your payments team runs your payments. We optimize them.
We work alongside your team and bring three things no single merchant has on its own.
Your payments, in full detail
Every deposit attempt, down to issuer, BIN, MID and provider, and every market where clients couldn't deposit.
Live, 24/7
We monitor around the clock and act on provider issues as they arise.
The market view
- Approval data from 50+ merchants, which often shows a market shift before your own numbers do.
- A network of 120+ vetted providers, ready to step in or open a new market.
- We benchmark your rates and terms against the market.
Payment solutions in every market, set up and kept performing.
Where your setup needs more, we put it in place: the providers, local payment methods, orchestration and merchant accounts your markets call for.
- Providers: from our network of 120+, matched to your vertical and markets, with commercials negotiated and onboarding handled through to live processing.
- Local acquiring and payment methods: 300+ local payment methods, and local acquiring in the markets where it raises approval rates and reduces costs.
- Orchestration: routing, cascading, retries and failover, on your gateway or ours.
- Merchant accounts: several MIDs across acquirers, so volume is spread and no single account carries a market.
Illustrative
Down to the detail, around the clock.
You optimize marketing by country, channel and campaign. We bring the same discipline to your payments.
Analyze
Every failed deposit, down to issuer, BIN, MID and provider.
Monitor
Approval rates and provider health, with alerts, around the clock.
Test
A/B tests across providers, MIDs, routing and the checkout.
Provider health
Every provider watched around the clock. If one throttles, raises fees or changes its risk appetite, volume fails over and we line up the replacement.
We act on what we find, in every market.
Optimize
Routing, cascading, retries, 3DS and failover, market by market.
Manage providers
Issues resolved, MIDs switched, providers replaced, fees checked.
Expand
New providers, local acquiring and local payment methods.
Volume on the best performers
We send volume to the providers approving most at the lowest cost, and move it when that changes.
New markets
New local payment methods and new markets, added without restarting the engagement.
A dedicated specialist, backed by our full team, works in a shared channel with yours and reports on performance and revenue recovered.
How it works
Three steps to start.
Entity and license changes, where a provider requires them, are part of the work.
High-risk industries we support and optimize.
Verticals most processors decline. We keep them processing.
Forex & CFD Brokers
Cards plus the local methods your clients use
Where the lost revenue sits
- Cross-border card routing that lowers approval rates
- A card-only checkout in markets that pay locally
- Providers matched to the wrong license or entity
iGaming & Sports Betting
Local acquiring and cascading, market by market
Where the lost revenue sits
- Gaming-coded deposits declined by issuers by default
- Player deposits routed through foreign acquirers
- Markets that need PIX, UPI or local e-wallets, missing at checkout
Matching case study
From 50% to 85%+ deposit approval rates across LATAM and EU.Deposit approval rates~50%to85%+
Prop Trading Firms
PSPs that underwrite prop trading
Where the lost revenue sits
- Failed deposits on cross-border cards, issuer by issuer
- Markets without the local payment methods traders use
- Every deposit on one provider, with no live backup
Matching case study
Accepted by Stripe, and paying a premium for the name.Currency conversion fee1%toNone
Other high-risk merchants
- Crypto & Prediction MarketsFiat rails for crypto and prediction markets
- Nutra, Supplements & PeptidesStable card processing for nutra and supplements
- High-Risk E-CommerceCard processing for high-risk e-commerce
Where the lost revenue sits
- Processing on providers outside your category's risk appetite
- A single provider carrying every market
- Fees above market, unchecked against contracted rates
The Stack Check
The true cost of your payment stack.
Nine questions. Two minutes. Anonymous, and scored the way we’d score it.
2 min · anonymous · free
Every country is a different payments market.
Payment orchestration routes every transaction, with a backup provider in every market.
Also available
Operating from Dubai and Limassol
FinSet is a payment optimization team for brokers, iGaming & prop firms, working with 50+ merchants across 30+ markets.
About FinSetDubai HQ · Limassol office
In time-zone reach of operators in EU, MENA, APAC, and the Americas.
35+ years combined
On the operator side of high-risk payments and corporate setup.
6 verticals · 30+ markets
Across LATAM, EU, MENA, APAC, Africa, and North America.
Common questions.
What do you mean by lost revenue?
Failed deposits, and clients who never tried because your checkout didn't offer their payment method.
We have our own payments team. Where do you fit?
We work best alongside strong payments teams. We bring three things no single merchant has on its own: your payments in full detail, attention around the clock, and the market view from 50+ merchants and 120+ providers. You decide how hands-on we are, and whether to start with one market or the full stack.
Do we have to use your gateway?
You choose. We optimize on your current gateway or on ours. Ours gives us direct, real-time control of routing, cascading and retries.
What do you need from us to start?
Your current provider setup and anonymized transaction data, with no client personal details. Within 48 hours, we map every market you target and show you where you're losing revenue.
Do we need to change our corporate structure to work with you?
Where a provider requires it. When your entity, license and jurisdiction fit the providers and markets you target, we apply as you are. Where they fall short, we propose what to add or restructure before any application goes out.
Are you tied to specific PSPs?
We choose providers case by case from a network of 120+, matched to your vertical, jurisdiction and markets, for clean onboarding and the right commercials.
How does the orchestration piece work?
Once the rails are live, we set routing rules per market and method, retries on declines and automatic failover between providers, with a backup in every market. Clients see the methods they expect in their market.
How long until something is live?
The audit comes back within 48 hours of receiving your anonymized transaction data. Provider onboarding follows each provider's timeline and your documentation, and we run applications in parallel.
How does FinSet get paid?
Providers pay us a referral commission when the merchants we bring go live, so the payments work comes at no fee to you. The one exception is our gateway: if you process on it, its fees are billed under the gateway agreement. We recommend providers on fit alone, and you can test any provider we bring against your current one before moving volume. Structure, licensing and brokerage setup are quoted separately, in writing, before any work starts.
Send us anonymized data. Get a straight answer.
Every brand we've audited had revenue to recover. We work from anonymized transaction data, with no client personal details. Book a free 30-minute call, with no commitment, and we'll tell you whether we can add value.